Grand Rapids’ Bankruptcy Law Specialists. Our Cash Back Guarantee

Grand Rapids’ Bankruptcy Law Specialists. Our Cash Back Guarantee

Bankruptcy is mostly about learning through the past to create a better future for you personally as well as your family members. Mapes Law Offices is specialized in developing relationships with this customers them get through difficult times safely so we can help.

Whether you’re trying to find assistance with a Chapter 7 or 13 bankruptcy, education loan help, or something like that more specific, we is prepared to respond to any and all of one’s concerns.

We personally guarantee you’ll get a discharge or your money back if you file a Chapter 7 bankruptcy with Mapes Law Offices. You simply want to fulfill three demands:

  1. Your home earnings is beneath the median that is nationalwe’ll reveal this inside our appointment)
  2. Right after paying your fundamental cost of living, you can’t manage to spend a lot more than $100 per to your creditors month
  3. You have actuallyn’t gotten a Chapter 7 release within the last few 8 years, or even a Chapter 13 release within the last few 4 years

Schedule your free assessment appointment online now.

Our office that is friendly staff offer guidelines which help you see our Grand Rapids workplace.

We have been found within the Federal Square Bldg.

Services Provided at Our Grand Rapids Office

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Negotiation
  • Education loan Consolidation ( website link)
  • Student Loan Forgiveness Products
  • Wage Garnishment

Driving Instructions

From the South

  • 131 North toward Grand Rapids
  • Exit 85B (Pearl) toward downtown
  • Turn Appropriate onto Pearl Street
  • Between Ottawa and Ionia Avenues
  • Federal Square Building is on left

Through the North

  • 131 South toward Grand Rapids
  • Exit 85B (Pearl) toward downtown
  • Have a Slight Kept onto Mt. Vernon
  • Change Left onto Pearl Street
  • Federal Square Building is on left

From the western

  • Just Simply Simply Just Take I-96 E toward Grand Rapids
  • Exit 31A onto 131 S – Gd Rapids
  • Exit 85B (Pearl) toward downtown
  • Turn Appropriate onto Pearl Street
  • Federal Square Building is on left

Through the East

  • Simply Just Simply Take I-96 W toward Grand Rapids
  • Keep Remaining for I-196 W (Gerald R Ford)
  • Exit 77C (Ottawa) toward downtown
  • Have a Slight Appropriate onto Ottawa
  • Change Left onto Pearl Street

What’s bankruptcy, and can it eliminate of my debts?

Bankruptcy is really a process that is legal to aid individuals and organizations decrease or be rid of these financial obligation totally. This is accomplished underneath the security of this court, that may regulate how the debts will undoubtedly be paid back, if after all. Often bankruptcy is not the best option, and debt negotiation might be more very theraputic for your position.

What’s the distinction between Chapter 7 and Chapter 13 bankruptcy?

Chapter 13 bankruptcy requires the celebration at issue to cover back once again their debts, while Chapter 7 won’t have that same requirement. Which makes Chapter 7 an infinitely more option that is popular but, there are numerous instances when Chapter 13 bankruptcy could possibly be more useful as a result of restrictions and eligibility needs of both. Also, Chapter 7 bankruptcy might end up in the increased loss of home.

Am I going to arrive at keep my home if we file bankruptcy?

Chapter 7 bankruptcy filers can lose home, but you can find exceptions. Chapter 13 is a safer bet if home is a problem and also the ongoing celebration is qualified. A bankruptcy lawyer will help prepare your filing around your issues.


Get Rid of High-Cost Title Loans

Would you owe up to $4,000 to a name lender? Simply take Charge America and MariSol Federal Credit Union can really help!

Car name loans are short-term loans guaranteed by the borrower’s automobile. Customers typically spend as much as 200per cent APR on these loans, causing an enormous hardship that is financial. An alternative to these high-interest title loans so they can break free of the high-cost lending cycle and regain financial independence in response to this problem, Take Charge America has teamed up with MariSol Federal Credit Union to offer Maricopa County residents.

It is all section of our help loan system.

Here’s how it operates:

  • For those who have a name loan, take control America offers you a free of charge credit guidance session to assist you establish spending plan and action want to spend down the debt.
  • MariSol Federal Credit Union can pay down your current name loan (up to $4,000) and supply you with an alternate loan that is lower-interest you can easily repay within 12-36 months.
  • What’s more, you may establish a family savings with MariSol Federal Credit Union to assist you build an urgent situation cost savings and arrange for a protected future that is financial.
  • On top of that, there are not any charges to take part in this system!

Get Going!

Prepared to get going? Here’s how:

step one: install and submit the program form.

To get going, you’ll install the applying right right here. Once you’ve completed and finalized the program, submit it, and your two many pay that is recent along with your title loan statement, to just take Charge America through certainly one of the after methods:

step two: take part in a free credit guidance session with Take control America.

When you’ve submitted the application, call just take Charge America at 877-822-2410 to schedule your credit counseling that is free session. An avowed credit therapist is going to work with you to definitely produce an authentic spending plan and action want to assist you to reduce costs, boost your earnings and spend your loans off.

step three: MariSol will review your title application for the loan for eligibility.

When your application is authorized, MariSol Federal Credit Union can help you jump-start your economic data data data recovery by paying down your outstanding title loan, as much as $4,000, and offering a brand new low-interest loan with better payment terms.

step four: arranged a family savings with MariSol.

Your loan re payment to MariSol Federal Credit Union includes a savings that are initial of $25 plus ten dollars for each thirty days associated with the loan that will help you build a crisis family savings. Not merely will you’ve got a checking account that one may watch grow thirty days after thirty days — you’ll have a relationship with a nearby economic partner who desires you to definitely be successful.

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